In my Rich Habits Study, I had the fortunate opportunity to peer into the lives of 128 individuals who struggled financially in life. My goal was to figure out the underlying causes of their financial struggles. I learned many things. For instance, I learned that those who struggled financially had…
Finance
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The Secret to Financial Miracles (for proof it works, read till the very end)
(This was inspired by a discussion in my online community, The Wealth Connection. I listened with awe to women who put this principle into practice and reported miraculous changes.) You want to create financial miracles? Let me tell you how. The secret is deceptively simple, incredibly powerful, yet can be…
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15 Stocks That Can Still Help You Reach Your Financial Goals This Year
Image by Pixabay of Pexels As we navigate through 2025, the stock market continues to present both opportunities and challenges for investors aiming to meet their financial goals. Despite market volatility, certain stocks have demonstrated resilience and potential for growth. Here’s a curated list of 15 stocks across various sectors…
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Track Real Returns from Irregular Investment
When you invest in mutual funds through a Systematic Investment Plan, each contribution you make – monthly, quarterly, daily, or at any other interval – is invested at different times and with different Net Asset Values. Every installment counts as its own investment, which means that each contribution will experience…
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Don’t Invest Blindly Into Gilt Mutual Funds!
The RBI’s repo rate cut has made gilt mutual funds look attractive, but blindly investing now can expose you to volatility and unexpected losses. The RBI’s recent repo rate cut has made headlines — and so have gilt mutual funds, which invest exclusively in government securities (80%). With long-term gilt…
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8 Improvements You Should Never Make In A Rental Property
Image by Pixabay of Pexels Renting a home or apartment comes with a certain kind of freedom. No mortgage, less responsibility for major repairs, and the ability to pack up and move when needed. But sometimes, that freedom can feel limited, especially when you’re living in a space that doesn’t…
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Is Blogging Dead? How to Make Money With a Blog
How to Make Money with a Blog – Learn Why the “Blogging is Dead” Camp is Wrong By, Ramona Jar Every few months someone comes and tells the world “Blogging is dead.” and yet many of us still make money with a blog. Blogging has been dead for at least…
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What To Do When There’s No Way To Make Your Next Car Payment
Image by CHUTTERSNAP of Unsplash Missing a car payment once might be manageable. But when you know you simply can’t make the next one (or the next few), it’s time to face a tough but honest question: is it time to give the car back? Voluntary repossession, or “voluntary surrender,”…
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2025 2026 HSA Contribution Limits and HDHP Qualification
The contribution limits for various tax-advantaged accounts for the following year are usually announced in October, except for the HSA, which comes out in April or May. The contribution limits are adjusted for inflation each year, subject to rounding rules. You can only contribute to an HSA if you’re covered…
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10 Consistent Behaviors That Mean You Are Months Away From A Divorce
Image by Cottonbro Studio from Pexels Divorce doesn’t usually happen overnight. While some separations result from a sudden crisis, most build slowly over time. And more often than not, the signs are there long before anyone utters the word “divorce.” You just have to know where to look. If you’ve…