Image by Northfolk of Unsplash You check your bank account, and it’s lower than you expected…again. You swear you haven’t spent much, yet somehow, your paycheck disappears faster than you can say “rent’s due.” If this sounds familiar, you’re not alone. But here’s the thing: You might not actually be…
Finance
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Here’s How Your SIP Amount Decides the Journey
Achieving a financial milestone like accumulating ₹1 crore requires disciplined investing and a clear understanding of the time horizon involved. Systematic Investment Plans (SIPs) offer a structured approach to investing in mutual funds, allowing individuals to contribute a fixed amount regularly, thereby harnessing the power of compounding over time. In…
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Crypto Comeback or Caution Zone? What Smart Investors Are Doing This Year
Image by Pierre Borthiry of Unsplash The cryptocurrency world is never short on drama. After a brutal winter that saw Bitcoin crash, FTX collapse, and regulatory crackdowns tighten globally, 2025 is shaping up to be a year of cautious optimism. Prices are inching back up, headlines are turning hopeful, and…
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Why Boomers Are Downsizing—and What Younger Buyers Can Learn From It
Image by Dillon Kydd of Unsplash For years, Baby Boomers were seen as the generation clinging to large family homes and resisting change. But that narrative is quickly shifting. More Boomers than ever are choosing to downsize—swapping sprawling suburban houses for smaller, more manageable spaces in walkable neighborhoods or quiet…
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9 Sneaky Ways To Save Money When Your Spouse Is An Impulsive Buyer
Image Source: 123rf.com Let’s be honest—living with someone who loves to shop “just because” can turn your monthly budget into a hot mess. Whether it’s late-night Amazon hauls or spontaneous splurges at Target, an impulsive spender can make it feel like you’re constantly playing financial cleanup. But here’s the deal:…
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OnePay: New Account $125 Bonus
One Finance recently rebranded to OnePay and are now offering a $125 cash bonus through Rakuten. OnePay is a fintech company that works with Coastal Community Bank and Lead Bank (both Member FDIC) to offer banking services. They offer OnePay Cash, which comes with a debit card that offers cash…
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The Trade War – 2025
How did the trade war affect US and Indian Equity Markets in the past? Trump tariff war during his last tenure in 2018 led to increased disputes amongst the World Trade Organisation. The global GDP fell from 3.6% (2018) to 2.9% (2019) as per the IMF data. The global supply…
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Why Financial Anxiety Is So Common—And How to Finally Feel in Control
Image by Alexander Grey of Unsplash If you’ve ever hesitated to open your bank app or delayed checking your credit card balance, you’re far from alone. Financial anxiety is something most people experience at some point in their lives, and for many, it lingers in the background of daily decision-making.…
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10 Ways to Protect Yourself Against a Recession
In early April, Goldman Sachs raised its forecast of a U.S. recession in the next 12 months to 45%. J.P. Morgan saw a 60% chance of a global recession. Consumer sentiment in the United States is the lowest it has been in years and inflation has taken a big bite…
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Buy Now, Regret Later: What BNPL Is Really Costing Americans
Image by Nataliya Vaitkevich of Pexels It’s late at night, you’re browsing your favorite store online, and you find the perfect pair of sneakers or a sleek new kitchen gadget. Just as you’re about to check out, you’re given a tempting option: Buy Now, Pay Later. Four interest-free payments. No…