Image by Thirdman of Pexels When most people think about buying a home, the first big question tends to be: “How much do I need to put down?” You’ve probably heard the old-school rule of thumb—20% down or nothing. That number sounds daunting, especially with today’s home prices. But here’s…
Finance
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9 Cities That Were Once Thriving, Now Barely Recognizable
Image by Viktor Hesse of Unsplash Cities rise and fall like empires. Booming economies, ideal locations, or bustling industries once put these urban areas on the map. However, time, conflict, environmental disaster, or economic shifts can transform a vibrant metropolis into a shadow of its former self as soon as…
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Is It a Red Flag if Someone’s Car Is a Mess?
Image by Arteum.ro from Unsplash You’re on a first date or carpooling with a new coworker, and you open the passenger door only to be met with fast food wrappers, crumpled receipts, and gym clothes from three weeks ago. It’s awkward, maybe even gross. But here’s the big question: does…
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You have 8 days to claim your stimulus check
The IRS estimates that there is over a billion dollars in unclaimed funds owed to a million taxpayers. Yes. A million people who were eligible for a stimulus check did not get one. All because they didn’t file their 2021 tax return. If you didn’t get a stimulus check in…
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NPS Tier 1 vs Tier 2: Tax-Saving Comparison Guide
In 2004, the Government of India introduced the National Pension System (NPS) as a long-term savings scheme designed to provide individuals with financial security after they retire. Initially, only government employees were allowed to participate in this scheme, but in 2009, it was opened up to all Indian citizens between…
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10 Unethical Financial Practices That Are Surprisingly Common
Image Source: 123rf.com We all know the financial world can be complicated—but what many people don’t realize is how often shady money practices slip under the radar. Some unethical financial behaviors have become so normalized that people barely question them anymore. From sneaky bank fees to misleading credit card offers,…
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Do These 5 Things to Retire Early
To retire early, you’ll need a nest egg that is large enough to cover your expenses for the rest of your life. The general rule is that you’ll need to save 25 times your annual expenses. To make this happen, you’ll need to plan ahead and the earlier you start,…
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Who Should Pay & How Much
To run the country smoothly, the government needs a steady flow of revenue throughout the year. Since income tax is a major source of this revenue, relying on tax payments at the end of the financial year can create gaps and problems for them. To address this, the government introduced…
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6 Reasons Why You Should Invest Heavily in High-Risk Ventures
Image Source: Pexels A venture is considered high-risk when there is a considerable chance of loss, but also the potential for high rewards. There are many factors that could make a venture high risk, such as new technology, an unproven business model, or the early stages of a start-up, among…
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A Free Investing App for Experienced Investors
Webull Product Name: Webull Product Description: Webull is a trading platform that has $0 commissions on stocks, ETFs and options. Summary Webull is an investing app that offers commission-free trades on stocks and ETFs. You can trade both on margin and after hours, and it has a suite of research…