Planning to sell a property but worried about the capital gains tax it would attract? You’re not alone. Many property owners tend to feel this way and wonder if there are ways to maximise profits. One of the most well-known ways to minimise capital gains tax on property is by…
Finance
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Short-Term Capital Gains Tax on Mutual Funds
When you redeem or sell a mutual fund investment, your profits are known as capital gains. Based on the holding period of the investment, capital gains can be divided into two types – Long-term capital gains (LTCG) and short-term capital gains (STCG). LTCG and STCG are taxed differently depending on…
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Alpha and Beta in Mutual Funds: Risk & Return Explained
While researching investments like stocks and mutual funds, you’ve probably come across terms like alpha and beta. These two measurements are among the many essential factors that help investors understand the risk and performance related to an investment, so it’s important for investors to learn how they can use them…
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Best Free Online Streaming Services for 2025
If you’ve already cut your cable, congratulations on taking advantage of big savings provided by free streaming services! If you haven’t… here’s how to cut your cable! With so much free streaming, there’s never been a better time. We found over 30 free streaming options for 2025. Having so many…
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Is the 4% rule outdated? Its creator weighs in
If you’re nearing or in retirement, you should be familiar with the 4% rule. It says that you can withdraw 4% of your retirement savings each year, adjust it for inflation annually, and your money should last you at least 30 years. It was an idea suggested by William Bengen…
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How Your Investments Are Taxed & Ways to Save
The Indian mutual fund industry is surpassing new heights as more investors turn to Systematic Investment Plans (SIPs) to create wealth. As more and more people become aware of the power of disciplined investing and compounding interest, SIPs have emerged as the go-to choice for all kinds of investors. Understanding…
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9 Ways Social Media Is Secretly Influencing Your Spending Habits
Image Source: 123rf.com Social media is more than just selfies and memes—it’s a powerful force shaping how we shop. You might think you’re just browsing, but platforms like Instagram, TikTok, and Facebook are constantly nudging you toward your next purchase. If you’ve ever added something to your cart after watching…
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7 Ways to Avoid Panicking in a Volatile Market
There’s no question that the recent market volatility, including the trillions lost in the stock market recently on the release of President Trump’s retaliatory tariffs, is difficult to stomach. The Dow Jones Industrial Average fell almost 4%, the NASDAQ shed nearly 6%, and the S&P 500 index fell almost 5%.…
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What Social Security? Should You Rely on Social Security for Retirement?
Image Source: 123rf.com Should you rely only on social security benefits in retirement? The answer is probably no. Social security benefits should be seen as a supplement to income rather than the only source of income in retirement. The average benefit often covers only a portion of living expenses. Also,…
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How Much Should Tax Preparation Cost in 2025?
Tax preparation is one of those services where prices can vary a lot. As a general rule, the more you do, the less it will cost. The more an accountant does, the more it will cost. It’s not unreasonable for a professionally prepared tax return to cost several hundred dollars…