Image Source: 123rf.com After years of building your nest egg, knowing how to withdraw your savings is just as important as how you saved it. Retirement withdrawal strategies help ensure that your money lasts through your golden years while minimizing taxes and maximizing income. The right plan can prevent you…
Finance
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8 Pros and Cons of Early Retirement
Image Source: Pexels There are many pros and cons to early retirement, some of which are more substantial than others. If you’re considering retiring early, it’s best to weigh the pros and cons and carefully consider the quality of life you’d like to have in your golden years. Here are…
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10 Reasons Why You Shouldn’t Trust Online Investment Platforms
Image Source: 123rf.com Online investment platforms promise convenience, low fees, and the power to grow your money with just a few taps. But behind the sleek interfaces and aggressive marketing, many of these platforms come with hidden risks. While not all digital investment tools are scams, there are valid reasons…
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6 Controversial Takes on Why Financial Literacy Shouldn’t Be Taught in Schools
Image Source: 123rf.com Financial literacy is often promoted as a must-have subject in schools, right up there with math and science. But not everyone agrees that classrooms are the right place for it. While most people assume teaching money skills will lead to better financial outcomes, critics argue that the…
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Trump Signals Aggressive Tariff Plans as World Braces for Trade Shocks
In April 2, 2025, President Donald Trump declared “Liberation Day” and announced a comprehensive set of tariffs aimed at reshaping U.S. trade relationships and bolstering domestic industries. The new policy introduces a universal 10% tariff on all imports, with significantly higher rates for specific countries and products. China: An additional…
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How Much Are You Really Paying?
Gold Tax in India 2025- What are the tax implications for Physical Gold, Gold ETFs, Gold Mutual Funds, and Sovereign Gold Bonds? Gold has historically been a fundamental element of investment portfolios in India, valued for both its cultural importance and its function as a safeguard against economic fluctuations. The…
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The Hidden Equation: Fewer Social Security Staff, Lower Benefits?
Image Source: Pixabay Editor’s Note: At the end of this article are actions you can take to safeguard your finances and advocate for Social Security. Since its inception 85 years ago, the Social Security Administration (SSA) has never missed a payment to beneficiaries. However, the hatchet job the Department of…
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The Debate Over Credit Score Algorithms: Fair or Flawed?
Image Source: Pexels Credit scores significantly impact financial decisions, from loans and credit cards to housing. But is this system truly fair? Does your credit score accurately reflect your creditworthiness? Maintaining a high score requires effort, yet it can be easily damaged, raising concerns about its reliability as a lending…
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These 8 Bank ATMs Give 100 Dollar Bills
Man taking money from cash machine outdoors, closeup view. Many ATMs across the country will only give out 20-dollar bills. If you’re withdrawing a large sum of money, this can be pretty inconvenient. Nothing is more frustrating than trying to shove a huge stack of small-dollar bills into your wallet…
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Is Eliminating the Penny a Smart Move or a Financial Mistake?
Image Source: Pexels Eliminating the penny has been up for debate for many years. Considering it costs the Treasury Department more to mint the coin than it is worth has deemed the currency has been deemed inefficient. Plus, many have cited environmental concerns, which add to pollution issues. However, completely…