Insight Today, Impact Tomorrow
Image by Lukas Rotisserie chickens have become the unofficial dinner solution for busy families everywhere. Hot, ready-to-eat, and temptingly priced, they seem like a no-brainer when you’re low on time or energy. But while they might look like a wholesome, affordable alternative to takeout, the truth simmering under those heat…
Image by Omri D. Cohen Most homeowners think about locks and alarms when it comes to home security, but burglars often decide whether to target a house long before reaching the door. In fact, your front yard, driveway, and landscaping could be quietly signaling that your home is easy prey.…
Let’s say a manufacturing company is thinking about opening a new plant. An expansion of operations can be a great idea, after all, more products mean more customers, meaning more profits. But before jumping in, the company has to ask: Will the profits from this new factory be more than the…
Dear Dave,My husband and I live in India. I’m from the States, and he was born here. When it comes to our finances, I manage our American investments, and he manages our Indian investments. Every month, we sit down with spreadsheets and go over our finances. I trust him completely,…
Should I Sell My Mutual Fund? Recently, the stock and bond markets have taken a tumble. This extreme price volatility reminds us that investing in the financial markets requires patience and a long-time horizon. But does this market volatility mean you need to sell your mutual fund? Selling a mutual…
Image Source: Unsplash Mounting mistakes in the Social Security Administration (SSA) have resulted in delays and disruptions in benefits and an uptick in the number of living beneficiaries being listed as dead. Notably, this uptick in mistakes follows Department of Government Efficiency (DOGE) cuts in staff and efforts to…
Image by PiggyBank Your credit score is like the GPA of your adult life. It quietly shapes everything—from the mortgage rate you qualify for to whether your dream apartment calls you back. So it makes sense that most of us try to follow the so-called “rules” to keep that three-digit…
Image by Element5 Digital The beauty industry thrives on trends, packaging, and prestige. Every year, we’re sold the idea that a higher price tag equals better results. But it’s never too late to reset your beauty routine and spending habits. The truth is that some of the most hyped-up products…
Image by Sebastian Scholz When you think about home security, the living room might not be the first place you worry about. But it should be. It’s the heart of the home, the space where we unwind, entertain guests, and often keep our most valuable electronics, and it’s usually one…
Becoming wealthy is not a fluke. I spent five years studying rich people in order to find out what they did from the moment they woke up in the morning to the moment they put their head on the pillow. In my book, Change Your Habits Change Your Life, I share…